Nationwide 2025 Bonus: £50 & £100 Payments Explained

Nationwide Building Society has once again demonstrated its member-first ethos in 2025 with two major bonus initiatives: the £50 “Big Nationwide Thank You” and the potential £100 Fairer Share Payment. These payouts are designed to reward customer loyalty and follow a successful year that included the landmark acquisition of Virgin Money.

1. The £50 “Big Nationwide Thank You” Bonus

• Amount: £50 per eligible member
• Total Payout: Over £600 million
• Payment Dates:
  • Deposited directly into accounts by April 30, 2025
  • Cheques mailed by May 14 for members without an active payment route

Eligibility Criteria

To receive the £50 bonus, you must:

• Be a Nationwide member on 30 September 2024 and still be a member at the time of payment
• Meet at least one of the following between October 1, 2023 and September 30, 2024:
  • Had at least one qualifying transaction on a Nationwide current or savings account
  • Maintained a balance of £100 or more in one or more savings/current accounts
  • Held a residential mortgage with at least £100 outstanding
  • Switched to a Nationwide current account between July 1 and September 30, 2024

Payment Methods

• Priority is given to active current or savings accounts
• If unavailable, the payment is routed to your mortgage direct debit account
• If neither option is available, a cheque is mailed to your registered address

2. The 2025 Nationwide Fairer Share Payment (£100 Bonus)

• Status: Not yet confirmed for 2025
• Official Announcement Date: May 29, 2025, alongside full-year results
• Previous Bonus History: £100 awarded in both 2023 and 2024 to nearly 4 million members

Expected Eligibility (Based on 2024 Criteria)

To qualify for the 2025 £100 bonus, members must typically:

• Hold a qualifying current account and either savings or a mortgage with Nationwide
• Satisfy account-specific activity requirements in early 2025:
  • FlexAccount / FlexBasic / FlexDirect: At least two £500+ deposits and two outgoing payments, or 10+ payments within Jan–Mar 2025
  • FlexPlus: Must continue paying the monthly account fee
  • FlexOne / FlexGraduate / FlexStudent: At least one transaction in March 2025
• Have at least £100 in savings or an outstanding mortgage balance of £100 or more in March 2025

Payment Timing

If approved, Fairer Share Payments are expected to be distributed between June 13–28, 2025, based on the previous year’s schedule.

3. Nationwide’s Strategy and Member Benefits

• The £50 bonus is a one-off payment to thank members for their continued support, especially following the Virgin Money merger.
• The Fairer Share scheme is designed to return profits to loyal, actively engaged members every year.
• Both bonuses underscore Nationwide’s commitment to mutuality and member ownership, setting it apart from traditional banks.

What Members Should Do

• Keep accounts active and ensure contact details are up to date
• Review activity across current, savings, and mortgage products to stay eligible
• Watch for the May 29 announcement on the Fairer Share bonus decision

✅ In Summary:

Useful Resource:
🔗 Nationwide Member Rewards – Check official eligibility and updates